Mortgage Advertising Disclosures

This Is an Advertisement

This website is an advertisement for the mortgage brokerage services of Value Financial Group and Carlos Cordova, Team Leader. It is intended for general informational purposes and does not constitute an offer to lend, a commitment to lend, or a guarantee of any specific rate, payment, or loan program.

Not a Commitment to Lend

Nothing on this website is a loan application, a pre-qualification, a pre-approval, or a commitment to extend credit. All loan programs are subject to borrower qualification, credit approval, underwriting guidelines, sufficient income and asset documentation, and property appraisal by a lender. Loan approval is not guaranteed.

Rates and Programs Subject to Change

This website does not advertise specific interest rates, annual percentage rates (APR), or payment examples as an offer to any individual borrower. The live rate index and news content displayed on this website is provided by Mortgage News Daily, a third-party source, and reflects national average data; it is not a quote, a Loan Estimate, or a Closing Disclosure. Actual rates, terms, and program availability depend on individual qualification, the lender, and market conditions at the time of application, and are subject to change without notice.

Equal Housing Opportunity

Value Financial Group supports the Fair Housing Act, the Equal Credit Opportunity Act, and fair lending principles generally. We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability, or any other basis prohibited by applicable law.

Licensing

Value Financial Group, Company NMLS ID #2133511. Carlos Cordova, Team Leader, NMLS ID #1918110. Licensed in Arizona; additional state licensing information is available on our Licensing Information page or through NMLS Consumer Access.

State-Specific Disclosures

Certain states require specific disclosures in connection with mortgage advertising. Where a state we operate in requires disclosure language beyond what is included on this page, that language will be added here and, where required, presented directly to consumers in that state as part of the application process.

Questions

If you have questions about this page or about a specific advertisement, contact us:

• Value Financial Group, Carlos Cordova, Team Leader
• Phone: (623) 755-7528
• Email: carlos@myvaluefinancial.com